:root {
  color-scheme: light;
  --forest-950: #092b25;
  --forest-800: #12483d;
  --forest-650: #1f6657;
  --cream: #f7f3e8;
  --paper: #fffdf8;
  --gold: #e3aa4b;
  --ink: #14211e;
  --muted: #5d6d68;
  --line: #d9e1dc;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--cream);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
}
a { color: var(--forest-650); text-underline-offset: 3px; }
a:hover { color: var(--forest-950); }
.skip-link { position: fixed; left: 12px; top: -80px; z-index: 10; padding: 10px 14px; color: white; background: var(--forest-950); }
.skip-link:focus { top: 12px; }
.site-header { color: white; background: linear-gradient(135deg, var(--forest-950), var(--forest-800)); }
.nav, main, .footer-inner { width: min(100% - 32px, 980px); margin-inline: auto; }
.nav { min-height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: white; text-decoration: none; font-weight: 850; letter-spacing: -.02em; }
.mark { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 13px; color: var(--forest-950); background: var(--gold); font-weight: 950; }
.nav-links { display: flex; flex-wrap: wrap; gap: 16px; }
.nav-links a { color: #eaf6f1; font-size: .92rem; font-weight: 700; }
.hero { padding: 78px 0 82px; }
.hero p { max-width: 720px; color: #d9e9e4; font-size: 1.08rem; }
.eyebrow { margin: 0 0 12px; color: var(--gold); font-size: .78rem; font-weight: 850; letter-spacing: .15em; text-transform: uppercase; }
h1 { max-width: 760px; margin: 0; font-size: clamp(2.4rem, 7vw, 5rem); line-height: 1.03; letter-spacing: -.055em; }
h2 { margin-top: 2.6rem; color: var(--forest-950); line-height: 1.2; letter-spacing: -.025em; }
h3 { color: var(--forest-800); }
main { padding: 42px 0 84px; }
.card-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.card, .policy {
  border: 1px solid var(--line);
  border-radius: 22px;
  background: var(--paper);
  box-shadow: 0 14px 42px rgba(10, 48, 40, .07);
}
.card { padding: 26px; }
.card strong { display: block; color: var(--forest-950); font-size: 1.16rem; }
.card p { margin-bottom: 0; color: var(--muted); }
.policy { padding: clamp(24px, 5vw, 58px); }
.policy > :first-child { margin-top: 0; }
.meta { margin-bottom: 30px; padding: 14px 18px; border-left: 4px solid var(--gold); color: var(--muted); background: #fff7e6; }
.notice { padding: 18px 20px; border: 1px solid #e9ce95; border-radius: 16px; background: #fff8e8; }
li + li { margin-top: .45rem; }
footer { color: #cfe0db; background: var(--forest-950); }
.footer-inner { padding: 30px 0; display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
footer a { color: white; }
@media (max-width: 700px) {
  .nav { align-items: flex-start; padding: 16px 0; flex-direction: column; }
  .hero { padding-top: 54px; }
  .card-grid { grid-template-columns: 1fr; }
}